Structured Finance for Corporate Growth
Structured term and growth loans for mid-size and large corporations looking to expand operations, upgrade technology, fund acquisitions, or manage working capital at scale — with customised repayment structures.
₹1Cr+
Loan Amount
10%
Rate From p.a.
10 Yr
Max Tenure
Get Your Loan Offer
Free eligibility check · No impact on CIBIL score
Loan Coverage
What Can Be Financed?
Business Expansion & New Units
Finance new manufacturing plants, warehouses, branch offices, or service centres as your business scales across geographies.
Technology Upgrades
ERP, IT infrastructure, cloud migration, automation and industry 4.0 technology investments financed over comfortable tenures.
Mergers & Acquisitions
Structured acquisition financing, leveraged buyout support and merger funding — tailored to your company's deal structure.
High-Value Working Capital
Overdraft facilities and short-term credit lines for large corporates with significant daily procurement, payroll, or logistics expenses.
Debt Consolidation & Refinancing
Consolidate multiple high-interest loans into a single structured facility at better rates — improving credit ratios and cashflow.
Capex & Asset Purchase
Long-term term loans for heavy machinery, commercial real estate, industrial equipment and other capital-intensive asset acquisitions.
Getting Started
How the Loan Process Works
Mandate & Needs Assessment
Finseich's senior corporate team understands your requirement, project scope, and ideal loan structure — under NDA if required. No fees to begin.
Lender Identification & Term Sheet
We approach 2–4 lenders from our direct banking relationships, get indicative term sheets, and help you compare pricing, covenants, and structure.
Documentation, Due Diligence & Disbursal
Our team manages the complete loan documentation, co-ordinates legal due diligence, and actively follows up through sanction and disbursal.
Eligibility
Who can apply?
Entity Type
Private Limited Company / Public Limited Company / LLP — registered and operational
Minimum Turnover
₹5 Crore+ per annum with audited financial statements
Years in Business
3+ years with clean repayment track record on existing facilities
Credit Rating
Investment grade preferred (BBB and above); promoter CIBIL 720+
Collateral
Commercial property / plant & machinery / fixed deposits / receivables
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Documents Required
- →Certificate of Incorporation & MoA / AoA
- →Last 3 Years Audited Financials (B/S, P&L, Cash Flow)
- →Last 12 Months Bank Statements (all accounts)
- →GST Returns — Last 12 Months
- →Board Resolution for Borrowing
- →Promoter KYC — PAN, Aadhaar, ITR
- →Property / Collateral Documents
- →Existing Loan Sanction Letters & Repayment Schedules
- →Project Report / Business Plan (for expansion loans)
- →Credit Rating Certificate (if available)
Calculator
EMI Calculator
Common Questions
Frequently Asked Questions
No fixed cap. We have facilitated loans up to ₹500 crore through consortium arrangements. Quantum depends on the company's net worth, DSCR, and collateral.
For well-documented files, initial sanction comes within 5–10 working days. Full legal verification and disbursal typically takes 3–6 weeks depending on lender and collateral complexity.
Yes. Existing debt is assessed in the context of DSCR and collateral availability. Finseich helps structure top-up or additional facilities alongside existing lenders.
Yes. Refinancing to lower-rate options is one of our most common corporate mandates. We structure the takeover to minimise prepayment charges and maximise interest savings.
Ready to get started? We're here to help.
Free consultation, no obligations. End-to-end support from eligibility check to final disbursal.