Finance Your Hospital's Expansion & Equipment
Dedicated financing for hospitals, nursing homes, clinics, diagnostic centres, and medical colleges — covering equipment upgrades, new unit construction, facility expansion, and healthcare technology modernisation.
₹20L+
Loan Amount
9.75%
Rate From p.a.
12 Yr
Max Tenure
Get Your Loan Offer
Free eligibility check · No impact on CIBIL score
Loan Coverage
What Can Be Financed?
Medical Equipment Purchase
MRI, CT scanners, X-ray equipment, OT systems, ICU monitors, dialysis machines — financed over long tenures to match equipment life.
New Hospital Construction
Greenfield hospital projects, nursing home construction, new OPD blocks, ICU wards and speciality units with construction-tranche disbursal.
Facility Expansion & Renovation
Add new floors, speciality departments, operation theatres, diagnostic wings, or upgrade existing patient wards and infrastructure.
Pharmacy & Diagnostics Setup
Standalone pharmacy, diagnostic lab equipment, pathology automation systems, and in-house pharmacy infrastructure.
Hospital IT & HIS Systems
Hospital Information Systems (HIS), EMR/EHR, telemedicine platforms, billing automation, and radiology information systems (RIS/PACS).
Ambulance Fleet & Patient Transport
Ambulance purchases, advanced life support vehicle upgrades, and patient transport fleet expansion — financed as vehicle loans.
Getting Started
How the Loan Process Works
Healthcare Finance Consultation
Our healthcare finance specialist understands your clinical requirement, project scope, and repayment capacity — and recommends the right mix of term loan, equipment finance, and OD facility.
Lender Match & Sanction
We identify the best healthcare lenders from our 35+ partner network — including PSU banks with priority sector rates — and drive the sanction process.
Documentation, Valuation & Disbursal
We manage all documentation, co-ordinate equipment / property valuation, and follow up with the lender until every rupee is disbursed to your account.
Eligibility
Who can apply?
Facility Type
Hospital / Nursing Home / Clinic / Diagnostic Centre — PCB and State Medical Council registered
Minimum Operation
1+ year for equipment loans; 3+ years for construction or expansion loans
Annual Revenue
₹50 Lakhs+ (equipment) / ₹2 Crore+ (construction or major expansion)
Promoter Qualification
MBBS / MD / MS / BDS or equivalent speciality degree from recognised institution
CIBIL Score
700+ recommended; equipment loans may be approved at lower scores with strong collateral
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Documents Required
- →Medical Council / State Council Registration Certificate
- →PCB (Pollution Control Board) NOC
- →Last 2 Years Audited Financial Statements
- →Last 12 Months Bank Statements
- →Promoter KYC — PAN, Aadhaar, Medical Degree
- →Equipment Proforma Invoice (for equipment loans)
- →Hospital Layout / Building Plan (for construction)
- →Existing Loan Details & Sanction Letters (if any)
- →Property Documents (for premises-backed loans)
- →Patient / OPD Count Data (if available)
Calculator
EMI Calculator
Common Questions
Frequently Asked Questions
Yes. Equipment loans for newly established clinics are available — typically against the equipment as collateral plus promoter guarantee. Strong CIBIL (720+) and a clear business plan improve chances significantly.
Yes. For greenfield or expansion construction loans, lenders offer 12–24 months moratorium. Full EMIs begin once the facility is operational and generating revenue.
Yes — equipment loans are secured against the equipment itself (hypothecation). Property mortgage is required only for large construction or expansion loans.
Trust/society-run charitable hospitals qualify on the strength of their operations, property, and grant/donation income. Section 8 and public charitable trusts are treated separately from commercial hospitals.
Ready to get started? We're here to help.
Free consultation, no obligations. End-to-end support from eligibility check to final disbursal.