Build & Expand Your Warehouse & Logistics Infra
Dedicated construction and expansion loans for warehouses, cold storages, distribution centres, and logistics facilities — with commercial property-backed financing and repayment aligned to your lease income.
₹50L+
Loan Amount
9.5%
Rate From p.a.
15 Yr
Max Tenure
Get Your Loan Offer
Free eligibility check · No impact on CIBIL score
Loan Coverage
What Can Be Financed?
New Warehouse Construction
Finance end-to-end construction of new warehouses — civil structure, roofing, flooring, fire systems, and security infrastructure from ground up.
Storage Capacity Expansion
Expand existing warehouse capacity through additional bays, mezzanine floors, rack systems, and vertical storage expansion.
Cold Storage & Refrigeration
Specialised loans for cold chain infrastructure including refrigeration equipment, insulated chambers, and temperature-controlled construction.
Material Handling Equipment
Forklifts, pallet jacks, conveyor systems, automated storage & retrieval systems (ASRS), and dock levellers.
Distribution Centres & Fulfilment Hubs
End-to-end distribution centre construction for ecommerce, retail, and FMCG logistics — including sorting systems and IT infrastructure.
Industrial Park & Logistics Units
Construction of logistics park units, factory sheds, and commercial warehousing in SEZs, industrial corridors, and private logistics parks.
Getting Started
How the Loan Process Works
Site Evaluation & Needs Assessment
Our commercial property finance team evaluates your site, project cost, and expected lease income to recommend the right loan structure and LTV.
Lender Match & Sanction
We shortlist the best lenders for your project type and location, co-ordinate site inspection, and drive the sanction process on your behalf.
Tranche Disbursal & Construction Follow-Through
Loan disbursed in tranches based on construction progress. Finseich stays engaged through all stages until the final tranche is released.
Eligibility
Who can apply?
Applicant Type
Individual / Proprietorship / Firm / Company / LLP with clear land title
Location
Approved industrial or commercial zone; logistics corridor preferred
Project Report
Detailed cost estimate from a licensed architect or structural engineer
Income / Revenue
Existing business income or confirmed lease/LoI from future tenant
Promoter CIBIL
Score of 700+ recommended for standard LTV; higher LTV needs 720+
--
Documents Required
- →Land Title Documents / Sale Deed / Lease Agreement
- →Property Card & Encumbrance Certificate
- →Approved Building Plan from Municipal Authority
- →Detailed Project Cost Estimate (from architect / engineer)
- →Last 2 Years ITR with Computation
- →Last 12 Months Bank Statements
- →Promoter KYC — PAN, Aadhaar, Address Proof
- →Lease Agreement or Letter of Intent (from tenant, if available)
- →GST Registration Certificate
- →Existing Loan Details (if any)
Calculator
EMI Calculator
Common Questions
Frequently Asked Questions
Existing mortgages can sometimes be restructured or a second mortgage taken depending on available equity. A balance transfer to a new lender may also be possible.
Yes. Most lenders offer 12–24 months moratorium during active construction, after which regular EMIs begin once the warehouse is operational and generating lease income.
Preferably yes — approved zones attract better LTV and lower rates. Agricultural land and mixed-use areas have limited lender appetite, but Finseich identifies the right partners for each location.
Cold storage is financed similarly but may attract slightly different rates due to specialised equipment. Some NBFCs have dedicated cold chain financing products.
Ready to get started? We're here to help.
Free consultation, no obligations. End-to-end support from eligibility check to final disbursal.